Privacy Policy

1. Who We Are

Gemini is a trading name of SWIFT MONEY LTD, we gather and process your personal information in accordance with this privacy notice and in compliance with the relevant data protection Regulation and laws. This notice provides you with the necessary information regarding your rights and our obligations, and explains how, why and when we process your personal data.

SWIFT MONEY LTD’s registered office is at: Hamill House, 112 - 116 Chorley New Road, Bolton, Lancashire, BL1 4DH and we are a company registered in England and Wales under company number 07552504. We are registered on the Information Commissioner's Office Register; registration number ZA069965, and act as the Data Controller when processing your data. Our designated Data Protection Officer/Appointed Person is Mark Scott, who can be contacted: Hamill House, 112 - 116 Chorley New Road, Bolton, Lancashire, BL1 4DH

2. Information We Collect

When you use our website or submit an application, we may collect the following types of personal information:

• Personal details (name, date of birth, contact information)
• Address and identification information
• Employment and income details
• Bank account and financial information
• Technical data (IP address, browser type, device information)
• Information about how you use our website

3. How We Use Your Information

We use your personal information for the following purposes:

• To process and forward your loan application to suitable lenders
• To assess your eligibility and provide relevant offers
• To communicate with you about your application and our services
• To improve our website and customer experience
• To comply with legal and regulatory obligations
• To prevent fraud and ensure the security of our platform

4. Sharing Your Information

We may share your personal information with:

• Lenders in our panel for the purpose of assessing your application
• Our service providers who assist with website hosting, analytics, and security
• Regulatory bodies when required by law

We do not sell your personal data to third parties for marketing purposes.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to improve your experience, analyse website usage, and personalise content. You can manage your cookie preferences through your browser settings. For more details, please see our Cookie Policy.

6. Data Security

We take the security of your personal information very seriously. We use industry-standard security measures, including encryption and secure servers, to protect your data. However, no system is completely secure, and we cannot guarantee absolute security.

7. Your Rights

Under data protection laws, you have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate data
• Request deletion of your data (subject to legal obligations)
• Object to or restrict certain processing
• Withdraw consent where applicable

To exercise any of these rights, please contact us at support@gemini.co.uk.

8. Data Retention

We retain your personal information only for as long as necessary to fulfil the purposes for which it was collected, comply with legal obligations, and resolve disputes.

9. International Transfers

Your data is primarily processed within the United Kingdom. If any data is transferred outside the UK, we ensure appropriate safeguards are in place to protect your information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated date. We encourage you to review this policy periodically.