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FAQ - Frequently Asked Questions

Below we have displayed our most popular frequently asked questions. If you require any further information please feel free to Contact Us. We are always happy to hear from you.

How long does it take to apply?

The whole application process, from completing th eform to waiting for a decison will take approximately 2 minutes.
Please make sure that you have your bank details to hand as this will help to speed up the application process.

What are the requirements?

The only requiremnts that we have are as follows:
You must be a UK resident
You must have a regular income
You must be aged 18 or over
You must have a valid bank account with a valid debit card.

What is the maximum amount that I can borrow?

The maximum loan amount that we currently offer is £2000.

Can I apply for a loan even if I have bad credit?

In one word, yes.
The vast majority of the lenders on our panel will base their lending decision not just on the credit history of the applicant but also their present financial status (affordability)

How long will it take to receive the money?

Once your loan has been approved, some lenders can deposit the funds into your account in as little as 10 minutes, although on some rare occasions the process can take up to 3 business days. This is completely dependant on the banks.

How is the money deposited?

The funds will be deposited directly into your back account. To ensure that there are no delays, please double check that your details are 100% correct before submitting your application to us.

What if I am not able to pay back the loan on time?

Circumstances are forever changing and we realise that. If your problems persist, you will just need to get in touch with the lender that approved your loan and explain your situation. Please do not avoid getting in touch, lenders will always be able to provide a solution.

Warning: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk
Representative Example: Borrow £500 for 90 days. Total amount repayable £674.99 - Total Interest £174.99. Interest Rate 140.0% (variable)