Representitive APR
Rates from 48.1% APR to 1721% APR
Minimum Loan Term: 1 month - Maximum Loan Term: 36 months
Representative Example:
£1,000 borrowed for 18 months. Repayment of £89.22.
The total amount repayable is £1,605.96.
Interest amounts to £570.44, an annual interest rate of 59.97% (fixed).
Representative APR: 79.5% (variable)
Putting Customers First
At Gemini, we are a customer-first business. Everything we do is built around making your experience safe, transparent, and as stress-free as possible. We understand that when you need a short-term loan, you want speed, simplicity, and peace of mind — and we’ve designed our entire service with that in mind.
From our fast online application to our clear and honest process, we work hard to make accessing finance straightforward. We only partner with reputable FCA-authorised lenders who share our commitment to treating customers fairly and providing excellent support throughout your borrowing journey.
Our Promise To You
We are committed to providing quick, secure, and hassle-free access to short-term loans. Customer satisfaction is at the heart of everything we do. We will never hide fees, inflate costs, or make the process more complicated than it needs to be.
Our experienced team and trusted lender partners are dedicated to treating you fairly at every stage — from your initial application through to repayment. We’re here to help, not just during the process, but whenever you need support.
15 Reasons to Choose Gemini
Why thousands of UK customers trust us with their short-term borrowing needs
Frequently Asked Questions
Everything you need to know about borrowing with Gemini