0800 567 7444
Welcome to Gemini

Apply For Up To £2000 And If Approved Receive It In As Little As 10 Minutes!

How much money would you like?

£100
(Max £2000)

How long would you like it for?

3
(Max 12 mo)

Apply Now - Instant Decision Short Term Loans With No Obligation & High Approval Rates
Gemini® Have An Average Approval Rate Of Over 97%.

Instant Short Term Loans
It's as simple as 1, 2, 3...

Instant Short Term Loans Of Up To £2000

If you're looking for a short term loan with low rates, an instant online decision and funding in under 10 minutes, here at Gemini® we have you covered.

With Gemini® we do not require any paperwork, phone calls or faxing and the whole application process is carried out completely online.
Gemini also operate 24/7, so no matter what the time, whether weekend, bank holiday or even Christmas day, we can still process your application and have your funds deposited in under 10 minutes.

Gemini Loans - The Benefits



  • Bad Credit Friendly
  • Instant Decision
  • Strict Data Protection
  • 10 Minute Deposits
  • No Fees
  • 90%+ Approval Rates

Since Gemini® launched in 20010 we have processed thousands of applications.
People from all over the UK look to us whenever they finds themselves in need of a quick injection of cash to see themselves through until their next payday.
We try our upmost to be as transparent/secure as possible whilst also provide the most cost effective and efficient service available.

Latest Posts From The Blog


Rip-off Car Loans Leaving Borrowers Owing More Than the Carís Worth

November 13, 2018

The FCA is investigating personal contract purchases (PCPs) following soaring complaints which prove that some car finance players are engaging in unfair practices. Complicated car loans offered to unsuspecting customers by pushy salesmen are leaving thousands with deals they canít afford. The car salesmen behind this rip-off car loans are so eager to offer these...


Short Term Loans Loans With No Restrictions



Whilst banks tend to require proof of what your loan is for, most payday lenders will not stipulate what your loan can or cannot be used for, providing the loan is not taken out to pay off another. Some common uses of Payday loans include:

  • Car Repairs
  • Unexpected Bills
  • Rent
  • Mortgage
  • Groceries
  • & Much More

Thank you for visiting Gemini® and considering our services. If you have any queries or concerns we would love to hear from you. You can contact us via Email or by Phone. For full details please see our Contact page.

FCA Authorised



Gemini® are authorised and regulated by the Financial Conduct Authority (FCA) Authorisation can be checked on the FCA register at: http://www.fca.org.uk/register FCA Interim Permission Number: 648992

Repayment & Collections Information



Collections Process: If at any point during the duration of your loan you believe that you may have difficulty in repaying what you owe, you must contact the lender immediately. You will be able prevent missing your repayment date entirely and you will be able to discuss repayment options. Please take note this could incur further charges or interest. Please also note that interest rates are capped at 0.8% per day and fees are also capped to a maximum of £15. Your details could be forwarded onto debt recovery agencies to recover the debt if you don't notify the lender of your problems and miss your repayment date. This activity isn't taken lightly and is a last resort.

Implications Of Non Payment: If you feel that you may struggle meet your own repayment date, or are struggling, you must contact the lender promptly. If you do not do this and you neglect to meet with the the agreed repayment date, this could adversely effect your credit score and will harm your likelihood of getting credit in the future. Should you miss your repayment date interest and costs can also be employed. In this instance lenders will attempt to contact you via telephone or letter in order to recover the funds or to arrange an alternative repayment schedule.

Late Payment: You may have the ability to rearrange your repayment date to a more appropriate time (this will result in a modest charge being added on to the total amount due). The late payment fee can vary from £1 to £15, completely dependant upon the delay.

Please note: Some lenders do not charge late payment fees. For more information regarding late payment and collection please feel free to read our terms and condition and also the terms and conditions that are provided along with your loan agreement.




Warning: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk
Representative Example: Borrow £500 for 90 days. Total amount repayable £674.99 - Total Interest £174.99. Interest Rate 140.0% (variable)