Short Term Loans That Make Sense

Instant Quote

Receive an instant quote with zero fees

Hundreds of applications per day

Gemini® applicants have an average approval rate of 93%

Same Day Deposits

The majority of loans are paid out within 10 minutes.

Instant Decision
Short Term Loans

How much would you like to borrow?
  • Apply Now
201 customers rated us 4.6/5: Reviews

Warning: Late repayment can cause serious money problems.
For help, please visit: https://www.moneyhelper.org.uk

Representative 91% APR

Representative example: Amount of credit: £500 for 6 months at £106.79 per month. Total amount repayable of £640.77 Interest: £140.77 Interest rate: 91% pa (fixed). Representative 91% APR. Rates between Minimum 9.3% APR and maximum 1721% APR.

Gemini® offer loans between £100 and £3500, over a Minimum term of 3 months and up to a Maximum term of 24 months

Please note that Gemini® are not a lender, we offer a credit matching service.

Short Term Loans: Quick Financial Support with Gemini®



Short term loans offer timely financial assistance designed specifically to address temporary financial issues or unforeseen expenses. Whether you're facing unexpected medical costs, urgent home repairs, or temporary business expenses, short-term loans provide immediate relief without the prolonged processes common with traditional banks.

Gemini® significantly enhances this borrowing experience by offering a simple, fully digital application process tailored to meet your individual financial needs. Loan amounts range from £100 to a few thousand pounds, providing flexibility and ensuring you borrow only what's essential and manageable.

Unlike traditional loans, short term loans from Gemini® are unsecured, meaning you don't have to provide any collateral. This accelerates the approval process dramatically, making it an ideal solution when quick financial assistance is crucial. With Gemini®, borrowers receive an instant decision and quick access to funds, often within 10 minutes of approval, ensuring immediate financial support when it matters most.

Transparency and affordability are central to Gemini.co.uk's approach. Clear disclosure of interest rates and loan terms allows you to make informed decisions and manage repayments responsibly, minimizing financial stress.

Gemini® supports responsible borrowing, ensuring terms and repayment schedules are straightforward, helping you avoid unnecessary charges or financial strain. When facing urgent costs or temporary cash flow challenges, short term loans from Gemini® offer timely, secure, and transparent solutions.

How it Works

We understand that you will likely need access to funds quickly and therefore we have designed our website/service to be as quick and efficient as possible.
Please see a brief ouline of the process below:

Step 1

Apply Online

Complete our short, confidential and secure application form.

step 2

Instant Online Decision

Upon completing our application form you will receive an instant online decision.

step 3

Receive Your Funds

Upon acceptance of your application, your funds will be sent to your bank account within 10 minutes.

Frequently Asked Questions?

Please see below for our most frequently asked questions. If you require any further information, please feel free to get in touch with us.

A short-term loan is an unsecured borrowing option designed for quick access to cash to address temporary financial needs, typically repaid within weeks or a few months.

Gemini® acts as a broker, efficiently matching borrowers with trusted FCA-regulated lenders through a quick, secure online application.

You must be at least 18, a UK resident, have a stable income source, and possess an active UK bank account. Gemini.co.uk’s partner lenders primarily consider your repayment capability.

Loan amounts typically range from £100 to a maximum of £3500, dependent upon your personal financial circumstances and lender assessment.

Funds can be transferred to your bank account within as little as 10 minutes following loan approval.

lenders associated with Gemini® consider your current income and ability to repay rather than solely relying on your credit history, making approval possible even with imperfect credit.

Due to their short-term, unsecured nature, these loans typically have higher interest rates compared to traditional secured loans. Gemini® clearly communicates these rates upfront to ensure transparency.

Short term loans from Gemini® are versatile and can be used for a wide range of immediate needs, from personal emergencies to unexpected business expenses.

Most lenders allow early repayment, which can reduce the total interest you pay. Gemini® can connect you with lenders offering flexible repayment options.

Making repayments promptly can positively impact your credit rating over time, enhancing your overall financial health.