Receive an instant quote with zero fees
Gemini® applicants have an average approval rate of 93%
The majority of loans are paid out within 10 minutes.
Warning: Late repayment can cause serious money problems.
For help, please visit: https://www.moneyhelper.org.uk
Representative example: Amount of credit: £500 for 6 months at £106.79 per month. Total amount repayable of £640.77 Interest: £140.77 Interest rate: 91% pa (fixed). Representative 91% APR. Rates between Minimum 9.3% APR and maximum 1721% APR.
Gemini® offer loans between £100 and £3500, over a Minimum term of 3 months and up to a Maximum term of 24 months
Please note that Gemini® are not a lender, we offer a credit matching service.
We understand that you will likely need access to funds quickly and therefore we have designed our website/service to be as quick and efficient as possible.
Please see a brief ouline of the process below:
Complete our short, confidential and secure application form.
Upon completing our application form you will receive an instant online decision.
Upon acceptance of your application, your funds will be sent to your bank account within 10 minutes.
Please see below for our most frequently asked questions. If you require any further information, please feel free to get in touch with us.
A UK payday loan provides immediate short-term financial assistance to cover urgent expenses before your next payday, such as unexpected bills or emergency repairs.
Gemini® offers an efficient online service, quickly connecting you with FCA-regulated lenders, ensuring a fast, transparent, and secure lending experience.
Loan amounts range from £100 to £3,500, tailored according to your income and repayment capability.
With Gemini®, approved funds can reach your bank account within 10 minutes of approval of your online application, making it perfect for urgent financial needs.
Gemini® connects borrowers with lenders who focus primarily on your current financial situation and repayment capacity rather than previous credit challenges.
Payday loans are strictly regulated by the Financial Conduct Authority (FCA), ensuring transparency, fairness, and responsible lending.
Some lenders offer repayment extensions or flexible terms. Gemini® encourages clear communication with your lender to arrange terms that best suit your situation.
Applications typically involve a soft credit check, which doesn’t impact your credit rating. However, failing to repay could negatively affect your credit.
Gemini.co.uk's online application process is quick, straightforward, and user-friendly, usually taking just a few minutes to complete.
If you're struggling with repayment, Gemini® advises immediately contacting your lender to discuss alternative arrangements or manageable repayment options.