Payday Loans That Make Sense

Instant Quote

Receive an instant quote with zero fees

Hundreds of applications per day

Gemini® applicants have an average approval rate of 93%

Same Day Deposits

The majority of loans are paid out within 10 minutes.

Instant Decision
Short Term Loans

How much would you like to borrow.
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Warning: Late repayment can cause serious money problems.
For help, please visit: https://www.moneyhelper.org.uk

Representative 91% APR

Representative example: Amount of credit: £500 for 6 months at £106.79 per month. Total amount repayable of £640.77 Interest: £140.77 Interest rate: 91% pa (fixed). Representative 91% APR. Rates between Minimum 9.3% APR and maximum 1721% APR.

Gemini® offer loans between £100 and £3500, over a Minimum term of 3 months and up to a Maximum term of 24 months

Please note that Gemini® are not a lender, we offer a credit matching service.

About Gemini®

Instant Short Term Loans

Here at Gemini®, we are dedicated to providing the most secure, user friendly and efficient service possible. If you find yourself suddenly faced with an unexpected bill due to a car breakdown, malfunctioning appliance or family emergency, Gemini® are always on hand to help.

You can rest assured that Gemini® are a long trusted and established brand that have serviced over 1 million customers from all across the UK. We achieved this by tailoring our service to meet the demand of our customers, by listening to feedback and continually improving and innovating our service/product over a number of many years.

Reasons to apply with Gemini®

  • Instant online decision
  • Simple & secure application form
  • Very high acceptance rate
  • No paperwork
  • Loans deposited in 10 minutes
  • No hidden costs or fees
  • Tailor made loans to suit you
  • Established & trusted brand


How it Works

We understand that you will likely need access to funds quickly and therefore we have designed our website/service to be as quick and efficient as possible.
Please see a brief ouline of the process below:

Step 1

Apply Online

Complete our short, confidential and secure application form.

step 2

Instant Online Decision

Upon completing our application form you will receive an instant online decision.

step 3

Receive Your Funds

Upon acceptance of your application, your funds will be sent to your bank account within 10 minutes.

Frequently Asked Questions?

Please see below for our most frequently asked questions. If you require any further information, please feel free to get in touch with us.

The application process with Gemini® is very simple. You will just need to complete our application form, which will take approximately 2 minutes. Upon completing the application form you will receive an instant online decision.

To qualify for a Gemini® short term loan, you must be a UK resident with a regular income, aged 18 or over and have a bank account with a valid debit card.

Our loans range from just £100, all the way up to £3500. Please only apply for what you are comfortable repaying on time.

You can apply for a loan even if you have bad credit. Lenders will always take into considering your current financial situations and evaluate your ability to repay on time. If you can demonstrate this, you may still be accepted for a loan even with an unfavourable crdit history.

Upon approval of your loan, funds can be deposited in as little as 10 minutes. This is dependant upon your bank account, as such this can take long on occasion, but no more than 1 to 3 days.

Once your loan is approved, your funds will be depsoited to the bank account that you provided along with your application. Please be sure to ensure that all details that you enter are correct before submitting to esnure that there are no unnecessary delays.



FCA Register

Swift Money Limited are authorized and regulated by the Financial Conduct Authority (FCA).
Authorization can be verified on the FCA register at: https://register.fca.org.uk/ - FCA Firm reference Number: 738569

Free Financial Advice

If you are struggling with your finances and would like to speak to someone, you can contact any of the companies below, completely free of any charges:

MoneyHelper.org.uk
Nationaldebtline.org - tel: (0800 138 1111). Free, confidential debt advice service run by the Money Advice Trust.
Stepchange.org