Gemini® - FAQ

The whole process from completing the short application form, receiving a decison will take approximately 2 minutes.
Please find the application requirements below:
You must be a UK resident
You must have a regular income
You must be aged 18 years or above
Finally you must have a valid bank account with a debit card associated with said account.
The maximum loan amount that we currently offer is £5000.
We encourge all customers to only borrow what they can comfortably afford to repay.
In short, yes of course.
A large proportion of the lenders that we work with will base their lending decision not just on the credit history of the applicant but also their present financial status (affordability).
Once your loan has been approved, some lenders can deposit the funds into your bank account within as little as just 10 minutes.
This process is highly dependant upon your bank and we have to clearly state that 10 minute funding is not guaranteed but is achievable.
Once approved your funds will be deposited directly into the bank account that you chose during the application process.
Please check that your bank details are correct before submitting your application to us. This will help to ensure that there are no unforseen delays do to incorrect data.
Circumstances are forever changing and we understand that. If you find yourself having problems that persist, please contact the lender that approved your loan and explain your situation. They will be happy to work with you to find a solution.
Please do not try to avoid this or put it off, lenders will always be able to provide a solution and are always happy to help you through any difficulties.